Pointe-Noire
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For people travelling to Pointe-Noire, life insurance may be available at normal terms depending on the time spent in the city and the insurer themselves.
To check what is available to you our advisers will ask:
- When are you travelling to Pointe-Noire?
- Are you travelling for work or holiday?
- How long will you be in Pointe-Noire
If your time in the city is less than 30 days, some insurers can offer standard terms for life insurance.
For journeys lasting more than 30 days, you may be offered life insurance at non-standard terms. This is most likely going to be a premium increase. Not all insurers will do this which is why doing research is absolutely key to getting the right life insurance policy for you.
Our advisers will find the right insurer to match your travel.
British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.
Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.
Critical illness insurance will be reviewed in a similar way to life insurance. Whether your journey is for business or leisure, the insurer will want to know how long you will be staying in Pointe-Noire.
Short trips of less than 30 days will usually have little impact on your application and you should see critical illness cover at normal terms with insurers.
If you will be staying in Pointe-Noire for longer than 30 days at a time, critical illness cover may be offered at non-standard terms or declined by some insurers.
Our advisers will find the right critical illness contract to match your needs.
Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.
Income protection could be available at standard terms for you. This will be dependent upon how much time you spend in Pointe-Noire and if your trip is work-related.
If you stay in Pointe-Noire for more than 30 days at a time, the insurer might look at your application in more detail.
Our advisers will find the right policy to protect your income.
If you are planning a trip to Pointe-Noire make sure that you have the right travel insurance in place. We’ve teamed up with a specialist company who can provide comprehensive travel insurance for most countries. Request a no obligation quotation from them here.
GOV.UK Travel Advice
- Democratic Republic of the Congo travel advice August 8, 2024New information on health risks ('Health' page).
Pointe-Noire
Lying on the coast of the Republic of Congo, Pointe-Noire, is considered a relatively safe city. As well as being a tourist destination and important sea port, it is also a prime exporter of the oil industry within the Republic of Congo.
- Primary Concerns: General public
- Reason for Travel: Business, leisure
- Duration of Stay: Holiday break, employment contract
- Popular Locations: Cote Sauvage, Gorges of Diosso
Fun Facts
- Pointe-Noire is twinned with Le Havre, France, and New Orleans, USA.
- Pointe-Noire is known for its fishing and oil industries.
Further Reading and Research
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Review by Timi on 13th January 2022
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Dr Kathryn Knowles Phd
Author
This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here
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