Aneurysm & Life Insurance

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Aneurysm & Life Insurance

We know that arranging life insurance can sometimes feel stressful. There are so many insurers to choose from and then when you have a medical condition, it’s hard to know where to start.

We have trained our advisers to help you to not just get life insurance, but to also understand your health and know which insurer is going to be right for you. We stand out from other advisers because we go through your medical history with you and speak with insurers, before you even need to do an application.

This means that you have a good idea as to how the insurer will assess your life insurance application.

When you contact us will usually ask you:

What type of aneurysm that you have?
How many aneurysms have you had?
When were you diagnosed with this?
Do you know the size of the aneurysm?
Have you had surgery to treat the aneurysm?
Do you take any medication?

Your options for life insurance will be affected by a few things. The size and location of your aneurysm will have a significant influence upon the best insurance for your life insurance and the price that you will pay.

It is quite likely that where life insurance is offered to you, that the premium is increased due to your health. Life insurance in itself is quite cheap so whilst an increase is never pleasant, it is often not as bad as people think. We offer no obligation quotations so please do feel free to ask us for the potential cost, there is no hardship in doing so.

You will probably find that if you are due to have surgery for the aneurysm that most insurers will want to wait until after your surgery to consider your life insurance application. They will often want to see that you have fully recovered from the surgery and they might say that you need to wait 6 months post surgery to apply for life insurance.

There can be times when insurers will decline your life insurance based upon details of your aneurysm. This is some insurers, not all of them. We are experts in finding the right insurer for you, from the start. Get in touch with us today.

Aneurysm & Critical Illness Cover

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

The type and size of your aneurysm will be key factors in arranging critical illness cover for you. If your aneurysm is very small and has not ruptured you might be able to arrange critical illness cover on the standard market.

It is quite likely that you will need to apply to specialist insurers for critical illness cover if your aneurysm is in your brain or heart. There can be exclusions with these types of policies and we strongly suggest that you speak with an adviser before arranging them.

Get a Critical Illness Cover Quote

Aneurysm & Income Protection

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

Your options for income protection will depend upon the type of aneurysm that you have been diagnosed with, the size of it and the treatment that you have taken.

There can potentially be more options for you with income protection, than there are for critical illness cover. Income protection can be built in many different ways and this can work really well for someone that has had an aneursym.

You may find that claims related to your aneurysm are excluded from some income protection policies. We will explain all the options to you so that you can make a clear decision about what feels right to you.

Get an Income Protection Quote

Aneurysm & Travel Insurance

Whenever you take out travel insurance you should make sure that you are fully covered, with having had an aneurysm in the past. Visit our dedicated page for specialist travel insurance.

What is an Aneurysm?

An aneurysm is a bulge in a blood vessel. Over time the pressure of blood flowing through the vessel causes the aneurysm to bulge and grow. A lot of the time an aneurysm is not necessarily known about, but is discovered when it ruptures. Women are more likely to experience a brain aneurysm and men are more likely to experience an abdominal aneurysm.

Also: Brain aneurysm, abdominal aortic aneurysm, intracranial aneurysm, cerebral aneurysm, thoracic aortic aneurysm, pseudoaneursym

Linked with: high blood pressure, cocaine use, high cholesterol, atherosclerosis, chronic obstructive pulmonary disease (COPD), severe head injury, coarctation of the aorta, autosomal dominant polycystic kidney disease, Ehlers-Danlos syndrome, Marfans syndrome

Possible Effects on Lifestyle

Some people that have had an aneurysm may experience some or all of the following long term symptoms:

Headaches
Numbness on one side of the face
Pain above or around the eye
Pulsing feeling in the stomach
Short term memory
Tummy pain
Visual disturbances

Medications and Treatments

Abdominal aortic aneurysm repair
Abdominal aortic aneurysm screening
Blood pressure medication
Cholesterol medication
Endovascular coiling
Neurosurgical clipping

Client Reviews

Cura Financial Services has been rated 4.9 out of 5 based on 800 reviews.

Review by Andy and James on 10th August 2023

“Excellent service as always, Cura Insurance always go above and beyond to ensure they meet your requirements. Thanks.” - 5 

You can read more of our reviews here.

Dr Kathryn Knowles Phd

Author
This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here

Client Reviews

"Alan and his team were great! Alan helped get me cover where my own company could not (I work in financial services too!) Would highly recommend and will come back in the future."

"Krystle was fantastic throughout and managed to knock almost 50% off my current life insurance premium."

"Leanne couldn't have been more helpful and thoughtful with her questions and work on my enquiry."

"Kathryn and her colleagues were very helpful because of my recent illness."

"Nick was my advisor, Excellent knowledge of products and what I needed, not just pushing me into a sale/policy, will always refer to him in the future."

"I would like to say a very big thank you especially to Amy you really went above and beyond."

"Annaliese was absolutely fantastic, making us both feel at ease and helping us navigate issues that had caused us problems with previous attempts to obtain insurance."