Life Insurance for People with Multiple Illnesses

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Securing Life Insurance for people with multiple illnesses is what we do! Day in day out we speak with clients who have multiple illnesses, related or otherwise, and place their insurance applications with the correct insurer for their needs.

Some cases of multiple illnesses that we have arranged Life Insurance for are:

Fibromyalgia, rheumatoid arthritis
Diabetes, high cholesterol, high blood pressure, high BMI
Diabetes, heart attack
Cancer, stroke
Heart attack, stroke
Asthma, COPD

We have also arranged Life and Critical Illness Insurance for individuals who have:

Hypermobility syndrome, anxiety disorder, family medical history
Ulcerative colitis, ankyloding spondylitis
High BMI, high cholesterol
Psoratic arthritis, high blood pressure
Low grading cancer, family medical history
IBS, stress, fibroids

For Income Protection we have helped people with some of the following illnesses:

Stress, back pain
High blood pressure, high BMI
Polycystic ovary syndrome, high BMI, high cholesterol
Thyroid cancer, high cholesterol
Hepatitis B, asthma
Haemorrhoids, bursitis

Please note that for Income Protection and Critical Illness policies whilst we can often secure cover for people with the multiple illnesses listed, there are some conditions that could lead to an exclusion on your cover. If you are unsure, why not call us to see what we can do.

The above examples are purely for demonstration purposes and whilst they mirror medical disclosures made by our clients they are in no way indicative of an individual client.

My illnesses are not listed above and I am pretty sure that I will not be accepted for Life Insurance?

In this circumstance we strongly suggest that you speak with one of our insurance advisers who can provide you with advice on this matter. The lists above are by no means an exhaustive set of illnesses that out clients have had and that we have been able to secure insurance for. It is very likely that our advisers have previously come across your medical condition and will know the best insurance provider to place your application with.

Our point of view is this, there is no hardship in calling us on 0800 567 7450 to find out if you can have Life Insurance. It costs you nothing for the quotation and you should receive a clear indication as to the insurances that are available to you.

Categories: Life Insurance, Health

Client Reviews

Life Insurance for People with Multiple Illnesses

"Alan and his team were great! Alan helped get me cover where my own company could not (I work in financial services too!) Would highly recommend and will come back in the future."

"Krystle was fantastic throughout and managed to knock almost 50% off my current life insurance premium."

"Leanne couldn't have been more helpful and thoughtful with her questions and work on my enquiry."

"Kathryn and her colleagues were very helpful because of my recent illness."

"Nick was my advisor, Excellent knowledge of products and what I needed, not just pushing me into a sale/policy, will always refer to him in the future."

"I would like to say a very big thank you especially to Amy you really went above and beyond."

"Annaliese was absolutely fantastic, making us both feel at ease and helping us navigate issues that had caused us problems with previous attempts to obtain insurance."