CuraVision - The ABCs - Young Onset Parkinsons Disease

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Video Transcript

CuraVision ABCs Young Onset Parkinsons Disease – Video Transcript

Hi and welcome to episode Y of the CuraVision ABC series, and today, I’m going to be focusing on Yvonne, who came to us with young onset Parkinson’s disease.

When Yvonne came to us, she was in her early 50s. She had been diagnosed with Parkinson’s at the age of 40. She was still working full-time. Her symptoms were quite mild, pretty much localized to her hand most of the time. Sometimes it affected, just tremors throughout one side of her body, on occasion, but she was still able to drive. She had no mobility aids or anything like that, so the condition was very, very mild.

Yvonne had a capital and repayment mortgage of £166,000 over 19 years that she wanted to put some protection in place, obviously to protect her family, should she pass away, or if she herself fell ill. So what we were able to arrange was a decreasing life and critical illness policy. So the life insurance was £166,000 and the critical illness cover was £83,000, cover half of the liability and keep the policy within the client’s budget. It was over 19 years and it came at a monthly premium of £99, and it came with an exclusion on the critical illness side of things only, for anything to do obviously with the Parkinson’s, dementia, or combined Alzheimer’s.

In this video I talk about Yvonne, a woman who came to us having been diagnosed with Parkinson’s Disease at the age of 40. Yvonne had a mortgage and wanted to make sure that her partner could pay it off, in the event that she pass away, or if she were to be diagnosed with a critical illness. Watch my video to find out how we were able to help Yvonne achieve her goals.

For more information on arranging life insurance when you have Parkinson’s Disease, please see our dedicated page here.

Categories: Life Insurance, Critical Illness Cover, Income Protection, Health

Client Reviews

CuraVision – The ABCs – Young Onset Parkinsons Disease

"Alan and his team were great! Alan helped get me cover where my own company could not (I work in financial services too!) Would highly recommend and will come back in the future."

"Krystle was fantastic throughout and managed to knock almost 50% off my current life insurance premium."

"Leanne couldn't have been more helpful and thoughtful with her questions and work on my enquiry."

"Kathryn and her colleagues were very helpful because of my recent illness."

"Nick was my advisor, Excellent knowledge of products and what I needed, not just pushing me into a sale/policy, will always refer to him in the future."

"I would like to say a very big thank you especially to Amy you really went above and beyond."

"Annaliese was absolutely fantastic, making us both feel at ease and helping us navigate issues that had caused us problems with previous attempts to obtain insurance."