Guides & News

Critical illness cover. What is it? Do you need it? In a nutshell this policy can provide you with a tax-free cash lump sum if you are diagnosed with a serious condition that is covered by the insurer.

Do you have Crohn’s disease? Ulcerative colitis? IBS? Diverticulitis? When you have a digestive condition, it is possible that the insurer may ask you a few questions about your health, to see if they can offer you the cover you want.

Do you get to travel abroad often? One, I’m jealous. Two, make sure that you know what this can mean for your insurance policies.

When you think of hazardous pastimes some of the first ones that come to mind are probably rock climbing, base jumping, caving, scuba diving, sailing, etc.

can imagine what you are thinking right now. Musculosk…what? This is just a fancy word that groups together conditions that affect the body’s skeletal and/or muscular systems.

When you arrange life insurance, critical illness cover, income protection or private medical insurance you will often need to tell the insurer of any heart condition(s) that you have.

Alan Knowles, Managing Director of Cura Financial Services, is appointed as the new chairman for the Protection Distributors Group. Read the full article here.

So this popped up in a conversation I had recently and to be honest it scared me quite a bit. The answer is no. I cannot afford to retire tomorrow.