Guides & News

When you have kidney disease there are often options for life insurance for you, it’s just a matter of finding the right insurer for you. There are so many things about your kidney disease that can alter which insurer will give you the most competitive premium.

With diabetes there is quite a difference between what the medical world say versus the insurance world. We explain the difference to you.

We are proud to have been supporting members of Epilepsy Action and the wider epilepsy community, in getting their life insurance in place over the years. We have spent this time developing our knowledge of epilepsy and how different insurers view this condition, so we quickly know where to place your insurance.

Insurers will usually want to see at least a few months since you had your heart attack, before they will consider your application for life insurance. You can get life insurance before this time but it’s important that you know it’s very likely to come with exclusions relating to your heart.

Relevant life insurance is one of the most popular business protection policies that we arrange for people. It’s life insurance that is arranged through and paid for by your business. The premiums can be offset against your corporation tax too, bonus!

When you are over 60 you can feel that the time is right to start getting life insurance in place. There can be a lot of reasons to take out life insurance and this reason will change the type of insurance that you need.

When you are employed you can sometimes have security of income protection from your employer, or at the very least statutory sick pay. When you are self-employed you have nothing to give you that buffer of supporting income. That’s why income protection is probably more important for self-employed people, than anyone else.

Life insurance is one of the simplest policies to arrange. It is pretty straightforward, if you die while the policy is active it will pay out money to your loved ones.