How quickly can I get Life Insurance?

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Home » Frequently Asked Questions » How quickly can I get Life Insurance?

Answer:

Once your policy has gone through the underwriting process and you are happy with the terms offered your policy can start on a day of your choosing. If your application is immediately underwritten you can get your Life Insurance started straight away, this can take as little as a half hour of your time. If you have a special risk such as a significant medical history, then you may find that the underwriting process takes a little longer. This could be anywhere from a few hours so that the insurers underwriters can review your case before they offer acceptance terms, through to a few weeks if it is necessary for the insurer to speak with your GP regarding your health.

No matter what, once you are provided with acceptance terms on your policy whether they are normal or special terms, the ball is in your court as to when you start your policy. If you choose to wait too long then insurance companies do hold the right to contact your GP again for updates on health (usually this does not happen unless you wait months).

If you have any more questions give us a call on 0800 567 7450 or if you would like more information on Life Insurance click here.

Client Reviews

"Alan and his team were great! Alan helped get me cover where my own company could not (I work in financial services too!) Would highly recommend and will come back in the future."

"Krystle was fantastic throughout and managed to knock almost 50% off my current life insurance premium."

"Leanne couldn't have been more helpful and thoughtful with her questions and work on my enquiry."

"Kathryn and her colleagues were very helpful because of my recent illness."

"Nick was my advisor, Excellent knowledge of products and what I needed, not just pushing me into a sale/policy, will always refer to him in the future."

"I would like to say a very big thank you especially to Amy you really went above and beyond."

"Annaliese was absolutely fantastic, making us both feel at ease and helping us navigate issues that had caused us problems with previous attempts to obtain insurance."