Can I get Life Insurance at 75?

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Home » Frequently Asked Questions » Can I get Life Insurance at 75?

Answer:

It is often possible to get Life Insurance when you are 75. You may be able to get a standard Term Life Insurance that can be used to insure you up to 90 years of age; most likely the cheapest option. Alternatively you could apply for Whole of Life cover or an Over 50s Plan.

The type of cover that you apply for will greatly depend upon your medical history. In general, if you are in good health a standard Term Life Insurance will be the cheapest option and this policy will have an end date no later than your 90th birthday.

You could instead apply for Whole of Life cover which will insure you indefinitely, but will come with a higher premium than a Term Life Insurance. If you have significant health concerns then the best option for you may be an Over 50s Plan which is not medically underwritten; this policy type comes with the highest premiums of all of the policies mentioned.

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