Scottish Widows and LV revamp Critical Illness Cover

Request a Callback

By clicking on submit I / We give consent for you to call me / us on the number provided to discuss my / our financial requirements.

Caring - Understanding - Reliable - Advice

Home » Guides & News » Scottish Widows and LV revamp Critical Illness Cover

Understanding the differences between Critical Illness policies, is not always the simplest of things.

Insurers can cover different conditions and set their own levels of how severe a diagnosis must be to make a claim. These are also reviewed and changed over time.

This can mean that someone with critical illness cover set up a couple of years ago, will probably have different cover to a person setting it up now with the same insurer.

A big thing with critical illness cover is the number of conditions that an insurer offers. Many people think that the higher the number the better the cover, which is often true.

But! There are times where an insurer may list lots of similar conditions and their numbers then seem higher, compared to another insurer that lists them all under one.

Scottish Widow and LV have recently revamped their critical illness cover and we are seeing this situation, when comparing their new policies.

My latest comments are with the Financial Times Adviser here.

Categories: Critical Illness Cover

Client Reviews

Scottish Widows and LV revamp Critical Illness Cover

"Alan and his team were great! Alan helped get me cover where my own company could not (I work in financial services too!) Would highly recommend and will come back in the future."

"Krystle was fantastic throughout and managed to knock almost 50% off my current life insurance premium."

"Leanne couldn't have been more helpful and thoughtful with her questions and work on my enquiry."

"Kathryn and her colleagues were very helpful because of my recent illness."

"Nick was my advisor, Excellent knowledge of products and what I needed, not just pushing me into a sale/policy, will always refer to him in the future."

"I would like to say a very big thank you especially to Amy you really went above and beyond."

"Annaliese was absolutely fantastic, making us both feel at ease and helping us navigate issues that had caused us problems with previous attempts to obtain insurance."