South Africa

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South Africa Life Insurance

Travel to South Africa will often have little affect on your life insurance application. To find the best life insurance for you it’s important to know if you are travelling to South Africa for work or a holiday.

Our advisers will ask you:

When are you travelling to South Africa?
Are you going to South Africa for a holiday or business trip?
How long will you be in South Africa for?

Life insurance may be available at normal terms if your trip is for less than 30 days. Insurers usually see holidays of less 30 days as not being an issue when you apply for life insurance.

If you are going to be in South Africa for longer than this or a work trip longer than 7 days, the insurer might ask you a few more questions. They might ask for details about the exact location that you are travelling to.

Our advisers will find you the best life insurance policy to match your travel.

Get a Life Insurance Quote

Offshore workers travelling to South Africa will find our dedicated occupation page useful to read.

It is worth noting that if you have spent a lot of time in South Africa in the last 5 years, then insurers may ask you to complete a HIV test as part of your life insurance application.

South Africa Expat Life Insurance

British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.

Expat Life Quote

South Africa Critical Illness Cover

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

Critical illness cover may be available to you at normal terms, depending upon how long you will be in South Africa for.

For journeys of less than 30 days you will quite likely be able to get critical illness cover at standard terms.

If your journey is set to be longer than 30 days, or you will be frequently out of the UK in the next year, it will be important to find an insurer that can support your travel.

Our experienced advisers will find the right policy to match your needs.

Get a Critical Illness Cover Quote

South Africa Income Protection

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

Income protection for people travelling to South Africa may be available at normal terms if your visit is for less than 30 days and is to a low risk destination.

The insurer will want to know if travel abroad is a part of your work, and what your working tasks will be when you are there.

Our advisers will let you know what insurances are available to protect your income.

Get an Income Protection Quote

South Africa Travel Insurance

Are you planning on traveling to South Africa? We can arrange for you to speak with a specialist travel insurance company who can provide comprehensive cover for most countries. Find out what travel insurance is available to you with a no obligation quotation here.

GOV.UK Travel Advice

South Africa travel advice December 11, 2024
Updated information on the political situation and new information on solo and women travellers (‘Safety and security’ page).

South Africa

South Africa is the southernmost country in Africa that has a richly diverse environment. It is a popular holiday destination due to it’s hot climate and wildlife.

Primary Concerns: Terrorism, civil unrest, general public
Reason for Travel: Business, leisure
Duration of Stay: Holiday, sabbatical, employment contract
Popular Locations: Cape Town, Johannesburg, Durban, Pretoria

Fun Facts

There are more than 2000 shipwrecks off the South African coast, most dating back at least 500 years.
South Africa has three capital cities: Pretoria is the Executive Capital, Cape Town the Legislative Capital and Bloemfontein the judicial Capital.
South Africa is host to a UNESCO World Heritage Site: the oldest meteor scar in the world.

Client Reviews

Cura Financial Services has been rated 5 out of 5 based on 808 reviews.

Review by Eleanor on 27th July 2022

“Recommend without hesitation. This was the second time I have asked Kathryn and her team to organise my life insurance. It wasn't quite as straight forward as I hoped (issues at the insurers end) but Kathryn and her team were always quick and helpful responding to any queries I had. The team are all friendly and professional. Highly recommended.” - 5 

You can read more of our reviews here.

Dr Kathryn Knowles Phd

Author
This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here

Client Reviews

"Alan and his team were great! Alan helped get me cover where my own company could not (I work in financial services too!) Would highly recommend and will come back in the future."

"Krystle was fantastic throughout and managed to knock almost 50% off my current life insurance premium."

"Leanne couldn't have been more helpful and thoughtful with her questions and work on my enquiry."

"Kathryn and her colleagues were very helpful because of my recent illness."

"Nick was my advisor, Excellent knowledge of products and what I needed, not just pushing me into a sale/policy, will always refer to him in the future."

"I would like to say a very big thank you especially to Amy you really went above and beyond."

"Annaliese was absolutely fantastic, making us both feel at ease and helping us navigate issues that had caused us problems with previous attempts to obtain insurance."