Mozambique
Request a Callback
By clicking on submit I / We give consent for you to call me / us on the number provided to discuss my / our financial requirements.
Caring - Understanding - Reliable - Advice
Mozambique & Life Insurance
A lot of people don’t realise it but your travel can have a big influence upon life insurance options. It’s not just your future travel either, your travel in the last 3 years or so can also affect who will be the best insurer for your life insurance.
Mozambique could be a declarable travel destination to life insurance providers. It all depends upon your travel specifics and we will help you to answer the life insurance application correctly.
To check your life insurance options we will ask:
- How long will you be staying in Mozambique?
- Are you travelling for work or leisure?
- When will you be leaving for Mozambique?
Some insurers may need to ask you for additional information, including the specific locations you will be visiting. Insurers are constantly watching any political or civil unrest around the world and they can quickly change their options for offering life insurance.
If your trip is under 30 days, some insurers may be able to offer life insurance at standard terms. This means that there are no premium increases or exclusions on the policy.
For offshore workers or other professionals who travel to Mozambique, choosing an insurer that accommodates your work schedule is essential—this is where our advisers excel!
Our award winning advisers are here to search the market for you, so you don’t have to, to make sure that you get the best life insurance cover.
British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.
Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.
A holiday to Mozambique typically has little to no impact on your critical illness insurance application, as insurers generally consider a holiday to be a trip of 30 days or less.
However, if you are travelling on holiday to Mozambique for more than 30 days or more than a week for work, insurers will assess potential risks associated with where you’re going, including environmental factors that could increase the likelihood of developing a critical illness.
While critical illness cover may still be available, you might find that some insurers increase your premiums based on your travel plans.
Our advisers know which insurers to place your application with so that you get the best terms for critical illness cover.
Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.
If you’re travelling to Mozambique and need income protection, it’s important to choose an insurer that can assess your application. Some insurers will not be able to consider your income protection application until your travel is over.
For a short holiday, getting income protection should be straightforward. However, if you’re travelling to Mozambique for work, insurers will likely need some more information.
Your application will be reviewed on a case-by-case basis, with insurers looking at factors such as your job responsibilities, specific locations you’ll be visiting, and your travel arrangements within the country.
Our expert advisers will listen to your circumstances and let you know the best way to protect your income.
Are you planning on a trip to Mozambique? We’ve teamed up with a specialist travel insurance broker who can provide comprehensive cover for most countries. Request your no obligation travel insurance quote here.
GOV.UK Travel Advice
- Mozambique travel advice January 31, 2025FCDO no longer advises against all but essential travel to areas of Mozambique. FCDO continues to advise against all travel to some areas of Cabo Delgado province and against all but essential travel to some areas of Cabo Delgado and Nampula provinces ('Warnings and insurance’ and ‘Safety and security' page).
Mozambique
- Primary Concerns: Duration of stay, location
- Reason for Travel: Business, leisure
- Duration of Stay: Holiday break, sabbatical, employment contract
- Popular Locations: Inhaca Island, Maputo, Parque Nacional de Bazaruto
Fun Facts
- Mozambique is three times bigger than the UK.
- The Quirimbas Archipelago consists of 32 islands, and coral reefs inhabited by dolphins and whales.
- The majority of Mozambique’s 2,500km coastline includes empty sandy beaches, fringed by palm trees and luxurious hotels and lodges.
- For more information on specific health conditions, pastimes, occupations and countries please select here:
Client Reviews
Cura Financial Services has been rated 4.9 out of 5 based on 827 reviews.
Review by Molly on 27th September 2024
“Great service” - 5
You can read more of our reviews here.
Dr Kathryn Knowles Phd
Author
This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here
Client Reviews
Talk to a Friendly Adviser
Get a Quote
What We Offer?
- Experienced and knowledgeable advisers
- Specialist advice with no fees to pay
- Full assistance with all of your paperwork
- Put your policy into trust at no cost
- A dedicated insurance adviser for you
Guides & News
Here’s our latest guides, musings, charity work, podcast, awards and industry updates. There’s a lot going on!
Our Recent Awards
