Epilepsy and Insurance

When you have epilepsy the insurer is going to ask some specific questions related to your condition.
Common questions include:

• What type of epilepsy do you have? Grand mal, petit mal, nocturnal?
• When were you diagnosed with epilepsy?
• Was there a specific cause for the epilepsy? Was it caused by a stroke?
• How often are your seizures?
• When was your last seizure?
• What medications do you take?
• Have you ever been hospitalised due to the epilepsy?
• Do you hold a valid driving license?

By answering these questions, the insurer can get a good idea, as to how the epilepsy impacts upon your health.

Life Insurance – widely available, may need to approach specialist providers if your symptoms are severe.

Critical Illness Cover – widely available, again you may nee to approach a specialist insurer if your condition is severe.

Income Protection – widely available, it is possible that the cover will be offered with an exclusion for claims related to epilepsy, or the premiums increased.

Private Medical Insurance – generally available, most policies will exclude claims related to epilepsy for at least a couple of years.

You can view our Epilepsy Health Condition page here.
If you would like to view our Advent Calendar, click Here.