Tenerife

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Home » Foreign Travel » Tenerife

Tenerife is a popular holiday destination with it’s gorgeous weather, long sandy beaches and natural beauty.

Travel to Tenerife for a holiday is unlikely to cause any issues when you apply for life insurance. The key things are if this is a short holiday or you are going to be there for longer.

To check your life insurance options we will ask:

When are you travelling to Tenerife?
How long are you staying in Tenerife?
Are you going to Tenerife for a holiday, to work or to live?

If you are going to Tenerife for a holiday of 30 days or less most insurers in the UK will not be concerned with your travel. They will sometimes want to know more details if you are going to Tenerife for a week or more due to work, but again it’s probably not going to affect your life insurance application as long a you remain UK resident and don’t do a high risk job.

Our expert advisers are here to search the market for you, so you don’t have to, to make sure that you get the best life insurance cover.

Tenerife & Expat Life Insurance

British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.

Expat Life Quote

Tenerife & Critical Illness Cover

Critical illness cover pays out a cash lump sum of money, if you are diagnosed with a medical condition that is listed in the insurer’s claims set e.g. cancer, heart attack, stroke.

Your application for critical illness cover will probably accepted at standard terms if you are going to Tenerife for a short holiday. Trips that are longer than 30 days will be asked about by the insurer, but it’s unlikely to cause much concern to the insurers.

General rule of thumb is that if you are UK resident and spend most of your time in the UK, that the majority of insurers will be ok with extended trips abroad.

Our advisers know which insurers to place your application with so that you get the best terms for critical illness cover.

Get a Critical Illness Cover Quote

Tenerife & Income Protection

Income protection pays you a replacement of your monthly income, if you are unable to work due to ill health.

Income protection applications will usually only be concerned about your travel to Tenerife if it’s longer than 30 days. This is because there starts to be queries over whether you are a UK resident and pay UK tax, which is part of the requirements to start an income protection policy here.

Our expert advisers will listen to your circumstances and let you know the best way to protect your income.

Get an Income Protection Quote

Tenerife & Travel Insurance

Are you planning on a trip to Tenerife? We’ve teamed up with a specialist travel insurance broker who can provide comprehensive cover for most countries. Request your no obligation travel insurance quote here.

GOV.UK Travel Advice

Spain travel advice November 13, 2024
Updated information on severe weather and flooding in Spain ('Warnings and insurance' page)

Tenerife

Primary Concerns: Duration of stay, location
Reason for Travel: Business, leisure
Duration of Stay: Holiday break, sabbatical, employment contract
Popular Locations: Playa da las Americas, Puerto da la Cruz, Costa de Adeje, Los Cristianos

Fun Facts

The flag for Tenerife is the same as Scotland.
The Teide volcano is over 3,000 metres above sea level.
Siam Park is currently the biggest water park in Europe.

Client Reviews

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Review by Vj on 14th July 2023

“Good service, would recommend. The advisors worked hard to get me an insurance product, and answered all the questions I had satisfactorily.” - 5 

You can read more of our reviews here.

Dr Kathryn Knowles Phd

Author
This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here

Client Reviews

"Alan and his team were great! Alan helped get me cover where my own company could not (I work in financial services too!) Would highly recommend and will come back in the future."

"Krystle was fantastic throughout and managed to knock almost 50% off my current life insurance premium."

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