Can I get Life Insurance after Breast Cancer?

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Home » Frequently Asked Questions » Can I get Life Insurance after Breast Cancer?

Answer:

If you have been diagnosed with stage 0, low grade breast cancer with no lymph node involvement, have no other medical complications and have been clear of treatment for cancer for six months, then you may be able to secure a Life Insurance policy at standard terms.

If you have had high staging breast cancer, there has been lymph node involvement or the cancer has been aggressive, then you may still be able to secure Life Insurance but it is likely to come with a high increase to the policy premiums. This will be the case until you have been clear of breast cancer for a set number of years.

In cases of high staging breast cancer Insurers will want to speak with your GP to establish the severity of the condition and your stage of remission. This is a standard process that we arrange on your behalf at no extra cost to yourself.

If you decide to apply for Critical Illness Insurance or Income Protection cover you will need to have been clear of the condition for approximately ten years, however many insurers will still not offer these types of cover.

If you have any more questions give us a call on 0800 567 7450 or if you would like more information on getting insurance after cancer click here.

Client Reviews

Can I get Life Insurance after Breast Cancer?

"Alan and his team were great! Alan helped get me cover where my own company could not (I work in financial services too!) Would highly recommend and will come back in the future."

"Krystle was fantastic throughout and managed to knock almost 50% off my current life insurance premium."

"Leanne couldn't have been more helpful and thoughtful with her questions and work on my enquiry."

"Kathryn and her colleagues were very helpful because of my recent illness."

"Nick was my advisor, Excellent knowledge of products and what I needed, not just pushing me into a sale/policy, will always refer to him in the future."

"I would like to say a very big thank you especially to Amy you really went above and beyond."

"Annaliese was absolutely fantastic, making us both feel at ease and helping us navigate issues that had caused us problems with previous attempts to obtain insurance."